A recent study by the Federal Reserve shows that U.S. companies are holding more cash in the bank than any time on record, which underscores worries about the financial markets and the sustainability of the economic recovery.

As banks continue to reduce lending to a trickle, cash is still king, but for how long? The fact that cash in the corporate cupboard, while nice to have, comes with a high price companies may not be willing to pay for much longer. These cash reserves are earning virtually no interest making it difficult for these companies to achieve any kind of shareholder returns. These cash holdings will eventually have to be put to use to create a suitable return on equity. Shareholders need returns and sitting on cash at zero interest doesn't warm shareholders in a time of diminshed expectations.

What next? These cash laden companies will have to use it, either to increase hiring and investment or dividends or make payouts to the shareholders in buybacks, which does nothing for the balance sheet. The good thing? In a recent survey of chief financial officers conducted by CFO Magazine, companies expect capital spending to increase by 9% over the next year compaed to a paltry 1.5% from a year ago looking forward.

Companies willingness to use their cash will play a gigantic role in any recovery at a time when job creation is penultimate and spending is key while most people are trying to repair their finances.

While the fortunate ones have cash hoardes, that is not the case with the "have nots." Investment still needs to flow into companies that haven't had the luxury of sitting on cash and that's where the Capital MatchPoint has made large inroads into this market space. We currently boast over 500 companies seeking capital and nearly 250 capital providers with an aggregate of $9.5 billion in investible capital. For all of the "have's" the portal brings the less fortunate into the cross hairs of the capital to be able to continue to add to the recovery. A perfect storm? Perhaps.